I bought a car 6 years ago, a 2015 Nissan Altima. Eight payments were put to the end of the loan. I only owed $4,200.00 plus a repo fee when they picked it up today at my husband’s place of employment. They claim I was 120 days late, which I have screenshots of the payments. COVID-19 hit my husband and me. We drove 18-wheelers across the country and had to stop four times because we contracted COVID. So, Exeter Finance allowed us to postpone 8 payments.
We had to stop driving last year because I had an accident. And since last year, we’ve still been making payments on the vehicle. I’ve not been able to work, but we have continued to make those payments. They want the full amount since they repoed my car, so the $4,200 plus the repo fee. I tried to get a loan but was turned down. I’d be happy for a loan to pay someone back, but this is my final help.
Whatever you can afford, and if I don’t get the full amount, I’ll return payments. Thanks for listening.
